Conditional Sale. 

Traditional form of finance agreement: you choose the car, agree how much deposit to pay and your finance term; your monthly payments are then based on your balance plus any interest and fees charged. At the end of the contract when you have paid your final monthly payment, the car is yours.

Personal Contract Purchase.

A PCP finance agreement may enable you to change your car more often. You choose the car, agree on your deposit, term and expected annual mileage. We then calculate the car’s anticipated future value at the end of the contract. We deduct this Optional Final Payment from your balance, and your monthly payments are based on this reduced amount. At the end of the contract you have 3 great choices:

1. Renew: part exchange the car for another one and use any available equity as your deposit;
2. Retain: pay the Optional Final Payment and keep the car
3. Return: hand the car back and walk away owing nothing further, as long as the car is in reasonable condition for its age and is within the agreed estimated annual mileage.

Retail sales only. T&C apply.

At the end of the Personal Contract Purchase agreement there are 3 options: (i) Part exchange the vehicle. (ii) Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Finance subject to status. 18s or over. Guarantee may be required. Mazda Financial Services RH1 1SR. Not available in conjunction with any other offer unless specified.